Will China's banks have another crisis ? Remember at one time NPL (non performing loans) were 30%

Currently NPLs are 1.7 %. Some analysts think this will move to over 7% in the next year. If housing gets into trouble the number could be 13%. Bankers are thinking loan growth is too high. Loans may not get repaid and capital will be eroded and need a capital injection. New loans doubled in the last year as China loosened credit... unsustainable model.